For a Home Decor business, a return policy might state that items can be returned within a set number of days (e.g., 30 days) from the date of purchase, provided the products are in their original condition, unused, and with all original packaging. It could also mention that personalized or custom items are non-returnable unless damaged or defective. Customers may need to cover return shipping costs, and the refund will typically be processed after the returned product is inspected. If the product was a gift, the recipient might be offered store credit instead of a refund. 

For the shipping policy, it would detail that the company ships to various locations, including international destinations if applicable, and that shipping costs are calculated based on weight, size, and destination of the order. It would also specify processing times, which could range from 1-3 business days, and estimated delivery times, which vary depending on the shipping method selected (standard, expedited, etc.). The policy might note any exceptions, like specific regions where shipping is unavailable or delayed. Additionally, it could mention the option for tracking shipments and steps to take if an order is delayed or lost.